DriveDarrell — Your Next Drive Starts Here

Personal Information

First Name *

Last Name *

Cell Phone *

Spouse Cell

Street Address *

City *

State *

ZIP *

SSN *

Required for credit authorization

Date of Birth *

Employer Details

Employer Name *

Employer Phone *

Supervisor Name *

Payment Information

How Do You Get Paid? *

Last Pay Date *

Preferred Payment Frequency *

Trade-In Vehicle

Do you have a trade-in vehicle? *

YesNo

Personal References

Minimum 3 required — maximum 5

Reference 1

Full Name *

Phone *

Relationship *

Reference 2

Full Name *

Phone *

Relationship *

Reference 3

Full Name *

Phone *

Relationship *

Qualification Scoring

0/8 answered

0 / 45 pts

Residence Stability

Score range: 1–5 points

How Long at Residence

Score range: 1–5 points

How Long in the Area

Score range: 1–10 points

Job Stability

Score range: 1–5 points

Job Changes in Past 2 Years

Score range: 1–5 points

Distance from Dealer

Score range: 1–5 points

Verifiable Monthly Income

Score range: 1–5 points

Auto Repossession History

Score range: 1–5 points

GPS & Starter Interrupt Disclosure

GPS Tracking & Starter Interrupt Device Notice

As a condition of your financing agreement, DriveDarrell may install a GPS tracking device and/or a starter interrupt device on the financed vehicle. This device may be used to (1) locate the vehicle in the event of default or repossession, and (2) disable the vehicle's starter if payments become past due. You will be notified before the starter interrupt is activated except in cases of fraud or abandonment. This device does not collect personal data beyond vehicle location.

I understand and consent to the installation of a GPS tracking device and/or starter interrupt device on the financed vehicle as described above. *

Financing Disclosures (Reg Z / RISC)

Federal Truth in Lending Act Disclosure (Regulation Z)

Pursuant to the Federal Truth in Lending Act (15 U.S.C. § 1601 et seq.) and Regulation Z (12 C.F.R. Part 1026), the following disclosures are provided before you enter into a Retail Installment Sales Contract (RISC):

Annual Percentage Rate (APR): The cost of your credit as a yearly rate. The APR for in-house financing typically ranges from 18% to 29.99% depending on creditworthiness and term.
Finance Charge: The dollar amount the credit will cost you, including interest and any applicable fees.
Amount Financed: The amount of credit provided to you or on your behalf (vehicle price minus down payment).
Total of Payments: The total amount you will have paid after all scheduled payments are made.
Payment Schedule: The number, amount, and timing of payments required under the contract (weekly or bi-weekly as agreed).
Prepayment: You may prepay your obligation in full at any time without penalty.
Late Charges: A late charge may be assessed if a payment is not received within 10 days of its due date.
Security Interest: DriveDarrell will retain a security interest in the vehicle financed until the contract is paid in full.
Retail Installment Sales Contract (RISC): The final terms of your financing will be set forth in a written RISC provided at the time of purchase. The RISC is the controlling document for all financing terms.

This pre-approval does not constitute a binding credit offer. Final terms are subject to verification of income, identity, and vehicle selection. All financing is subject to approval.

I have read and understand the Federal Truth in Lending / Regulation Z disclosures above. I acknowledge that final financing terms will be provided in a written Retail Installment Sales Contract (RISC) at the time of purchase. *

Signature & Credit Consent

By signing below, you authorize DriveDarrell to obtain a consumer credit report in connection with this application.

I authorize DriveDarrell to pull my credit report. *

Ready to submit?

Total score: 0/45(8 questions unanswered)